Category Archives: Letters

Health reform on a dime

Dear Editor:
While Washington once again debates reforming our health care reform system, the states have marched on. Washington-based proposals, like those currently before Congress, are too expensive and ignore the fact that most Americans don’t want and are concerned about a big-government takeover of the U.S. health care system. President Ford had it right when he said, “A government big enough to give you everything you want is a government big enough to take from you everything you have.”
Instead of throwing away our state-based system, we should build on it. Take the problems of access and affordability. Most states guarantee access to health insurance despite a clear lack of federal support, and some states have taken significant steps to increase the affordability of health insurance. As one regulator stated, “Affordability without access is meaningless but accessibility without affordability is equally meaningless.”
There are many reasons why people don’t have coverage (e.g., they have low incomes, are in job transition, don’t think they need it, etc.), and the solutions can and should be equally diverse. Instead of throwing away our current system, which relies heavily on state oversight and regulations, we should improve upon it – guaranteeing access without making health insurance unaffordable. Several limited and targeted reforms would do exactly that.
Guaranteed Access. The healthy can always buy coverage when they need it, but the sick can’t. So President Obama proposes requiring health insurers selling to individuals to accept any applicant (that already happens in employer-sponsored coverage). But that’s like requiring an auto insurer to accept a person after a car wreck.
A better solution for the uninsured with pre-existing conditions is what we call the “Tri-Share Guaranteed Access Plan.” It is similar to the current state-based high risk pool system but with standardized federal guidelines and increased funding.
Tri-Share (i.e., three funding sources: federal and state, health insurers and premiums from participants) would provide health coverage for those with a pre-existing medical condition, creating a true safety net for the uninsured. The guaranteed access plans would preserve what is good about the state-based system, protect the vulnerable and keep health insurance premiums more affordable.
Affordable Choices. Any American who has lost a job can tell you employer health insurance is expensive. The stimulus bill provided a temporary subsidy for coverage, but only to continue the employer’s expensive coverage. The unemployed should have access to Affordable Benefit Choices (ABC Plans), which allow them to choose not only from the plans offered by their employer, but a less-expensive “basic” health insurance plan that’s sold in any state.
Equalize Tax Treatment. Most of the uninsured work for employers but don’t have access to employer-provided coverage. It is fundamentally unfair that these employees who decide to purchase health insurance on their own do not get the same tax break as those who have employer-provided coverage. Congress can fix this disparity by providing them with a “refundable” tax credit (in essence, a voucher) to help offset the cost of coverage.
Increasing Competition. If President Obama is really concerned with competition – especially in states like Maine, Massachusetts and New York, which have ruined their market with onerous regulations – he would allow individuals living in one state to buy health insurance that’s approved and being sold in other states.
Safety Net for the Poor. The most important issue for the poor is not access to health insurance but access to needed medical care. Some people will not get health insurance or are too transient to have a medical home. Federally qualified health clinics provide medical care in locations that are easy for the poor to access. In 2007, this safety net program was funded at a $1.99 billion dollars – not nearly enough to provide a true safety net.
Malpractice Reform. One area where the states are leading is malpractice. California, Texas and recently Oklahoma have passed significant tort reform legislation. The downward pressure on malpractice premiums in Texas, for example, and the reduction in needless lawsuits prove the value of reform. States may continue to lead on tort reform, especially if the federal government refuses to take any significant steps.
We need to free ourselves from the idea that we need to achieve universal coverage through a federal mandate. Building on our current system allows us to refocus on solving the targeted problems we can fix while maintaining long-term financial sustainability – and get close to universal coverage in the process.
J.P. Wieske
(J.P. Wieske is director of state affairs for the Council for Affordable Health Insurance.)

Dear Editor:

While Washington once again debates reforming our health care reform system, the states have marched on. Washington-based proposals, like those currently before Congress, are too expensive and ignore the fact that most Americans don’t want and are concerned about a big-government takeover of the U.S. health care system.

Churubusco shows its true colors

Dear Editor:
The little Town of Churubusco  once again showed its true colors.
On August 29 a golf outing was held at Eel River Golf Course to benefit the Andrew Spencer Scholarship.  The scholarship was formed in memory of the tragic loss of Andrew Spencer in an automobile accident earlier this summer.
We would like to thank all those who donated to and played in this event. Sponsors include Shroyers, Bargain House, Churubusco Bait and Tackle, Precision Sharpening, Spring Green, Dairy Queen, Pizza Hut, Churubusco Electric, K&K Video, East of Chicago, Pride, C&A Tool, Pro Systems, Collins Industrial Painting, Fort Financial Credit Union, Gonink, Subway, Parker Insurance, Shear Creations, Churubusco News, American Legion Post 157, Eel River Golf Course, Totally Trim, Brevins, Eagle Do-It-Best, Culligan, Fast Track Go Carts, Intouch 2’O, Churubusco Football Moms, Churubusco Football Program, Pit Stop Pizza, Hair Solutions, Kernal Coladas, Northside Grill, Bob Simmons, Jerry McCoy, Perry Tomei, Salomon Farms, Bob P, Brent Gaff, Arbys, Flemings, Tina Fulk, Tanya Young, Parkers Outfitters, Shindigz, Mor-For-Less, Bradys Auto Service, Cap N Cork, and Area 33. Please forgive me if I left anyone out. The response was so overwhelming. Please thank these sponsors as you see them. They are what made this outing a great success.
A special thank you goes out to Jeff and Heather Sims, Jerry and DeeDee McCoy, and Bill and Mary Vaught who organized this great event. Also thanks to Lenny at Eel River Golf Course who worked behind the scenes and had the course in wonderful shape.
We were able to raise close to $3000 that will be donated to the scholarship fund. The scholarship will be awarded each year to a very deserving student who will be attending college and starting the next phase of their life.
It’s efforts like this that should make each of us proud to call Churubusco, Indiana our home.
Thank you,
Andrew Spencer Scholarship Golf
Outing Committee

Dear Editor:

The little Town of Churubusco  once again showed its true colors.

Cheers to the city of Busco

cn  9-23
LTE – Dan and Erna Maurer
Dear Editor:
Cheers to the City of Churubusco and the Town Council for getting the funding for the recently completed walking and bicycle trail from Thresher Ridge to the city park.
I hope they will be able to complete the trail all the way to Blue Lake.
I also hope that Smith-Green School considers creating an easy access to get from the park to the school parking lot. Come on school board; look to the future like our city council did. This would benefit the students and the residents alike.
Respectfully,
Dan and Erna Maurer,
Thresher Ridge

Dear Editor:

Cheers to the City of Churubusco and the Town Council for getting the funding for the recently completed walking and bicycle trail from Thresher Ridge to the city park.

Pond builders need educated

cn  9-23-09
Dear Editor:
Some people need to be educated when putting a pond on their property.
1. Hire somebody that knows what they are doing and not some fly-by-night contractor that doesn’t know how to take soil samples.
2. Make sure that you are not messing up somebody else’s year.
3. After your pond is filled with water and you have stocked it with fish, there are some things that you will be up against: wild animals such as ducks, muskrats, deer, ground hogs, crane/storks, and raccoons.
The purpose of this is that I know of someone who came from the city and built a beautiful home. They decided to put a pond in and caused a neighboring property owner to repair damage to his yard. To make this story short, he was mad because a crane was eating the fish which is a natural thing for them to do. So he decided to get his buddy to shoot it. Sad thing is, I saw it all. After a shot, the crane tried to fly away but couldn’t. It just kept crying. So if you decide to put in a pond, be prepared because the country has wild animals. If you don’t care about wildlife and if you do not like animals, stay in the city. These wild animals ask nothing from you but to live in their natural habitat. If you have problems, call the DNR.
A caring person,
Albert J. Reining,
Churubusco

Dear Editor:

Some people need to be educated when putting a pond on their property.

You really have to wonder

cn  9-23
Dear Editor:
You really have to wonder what is truly going on when liberals’ best solution to greedy, uncaring health insurance companies is a total take-over by our greedy, wasteful and corrupt government. Could a possible alternative solution be only non-profit insurance companies for basic health care?
You have to wonder when liberal friends and family who carefully follow their news sources know little to nothing about the resignation of self-avowed communist Van Jones (special advisor to President Obama), or the gigantic ACORN corruption scandal or the eighty-three to seven senate vote to cut off funds (billions of your tax dollars) to ACORN or the 9/12 march on Washington D.C. that drew 1.7 million people. These all should have been front page and top coverage news stories. If you listen to Fox News or talk radio you would know. Why does the mainstream media want to keep you from knowing these things?
You have to wonder when NBC finally does cover the ACORN scandal a week late, they spin it as a relishing revengeful attack by Republicans rather than the scandalous and illegal actions of a government funded organization and their questionable ties to President Obama.
And you really have to wonder if conservatives managed to get a black president elected (I can think of three off hand I would vote for in a second) would liberals never disagree or speak up because they would be considered racists.
You just really have to wonder.
Sincerely,
Sharon Jones,
Churubusco

Dear Editor:

You really have to wonder what is truly going on when liberals’ best solution to greedy, uncaring health insurance companies is a total take-over by our greedy, wasteful and corrupt government. Could a possible alternative solution be only non-profit insurance companies for basic health care?

Invitation to read cap and trade bill

cn  9-23
Dear Editor:
I have been reading through my very own personal copy of the “cap and trade” bill, (H.R. 2454) that I requested from Representative Mark Souder. As I have pointed out in past letters, this bill is 1,427 pages long. What I have realized in reading is, it is much more than that. As it refers to “amending” previous legislation, changes language and verbiage, would in fact require a person to read perhaps tens of thousands of pages of existing legislation to have only an elementary grasp of what is being proposed. Much of the legislation it refers to amending is 20-30 years old. What the House of Representatives has done is craft a bill that is so far reaching, threatening, invasive, and not necessary it truly is cause for great concern.
There is also deceit and lies involved. Please read carefully, very carefully this time line. March 9, 2009 . . . The Treasury Department issued a confidential report to the White House stating H.R. 2454 would increase taxes on the average American by $,1,761.00, or another 15 percent. H.R. 2454 would generate between 100 and 200 billion dollars. This report was only made public upon a request through the Freedom of Information Act. In other words, the White House had it and didn’t tell us.
April 29, 2009 . . . In taped conversations, Henry Waxman, (D) CA District 30, who is one of the sponsors of this bill, stated, “This legislation will cost the average American about 40 cents a day.” That means Chairman Waxman underestimated the cost by 1200, yes, you read right, 1200 percent.
June 25, 2009 . . . The President, at a little news conference, stated, “Cap and Trade” will only cost the average American the cost of a postage stamp per day.”
If you followed the time line you will see that The President of the United States of America had information provided to him as to the true cost implications to us. And he did not tell the truth, but rather hid the facts.
I am but one person. What I have decided to do is issue an invitation to anyone that is interested, to come to my home, or The News office, or the Library, or the Wand, or Egolf’s parking lot, or wherever to look at this legislation. Not to read the whole thing, but to randomly pick a page, and see if it makes sense to you. If after reading any page of this thing you are not in agreement with me, then I must have just arrived from the planet Geektron.
Then I am going to ask that you write Senators Lugar, and Bayh, demanding they kill this bill. Not water it down, but kill it in its entirety. I will also ask you to ask them who the individuals are, (Lawyers, accountants, corporations, nations) who actually wrote this. There is not one person in the House that put pen to paper on this bill. They didn’t even read it!
I am further convinced that our country is being administered by a bunch of rank amateurs. I think what we need in Washington is a single mother of two or three children, working two part-time jobs, and knows the value of a dollar. Remember Barney Frank, (D) MA District 4? “Fanny and Freddie are fundamentally sound.” Six months later . . . CRASH!
Readers, please take me up on my offer to look at this thing. The most it will cost is, oh, I don’t know, about 40 cents, maybe?
Dave Cooper,
Churubusco

Dear Editor:

I have been reading through my very own personal copy of the “cap and trade” bill, (H.R. 2454) that I requested from Representative Mark Souder. As I have pointed out in past letters, this bill is 1,427 pages long. What I have realized in reading is, it is much more than that.

Bye, bye America

TEXT
_cn  9-9
Dear Editor:
I recently viewed a clip of Senator Barbara Boxer (D) California dressing down a General Military Officer for addressing her as ma’am during his testimony before her panel, because in her words “I worked hard for this title.” What the senator failed to understand is all military personnel are taught to refer to gentlemen as Sir and ladies as Ma’am. Bye, bye America.
I recently viewed a news clip of a television reporter asking Representative Charles Rangle (D) New York a question, and then the reporter being told it “was none of your G. D. business.” Bye, bye America.
I was watching as a House panel was grilling the auto executives and berating them for flying to Washington, D. C. on the corporate jets, then I read that Congress has recently ordered a few more Gulfstreams for themselves. Bye, bye America.
I have watched as the current occupant of the White House has appointed several czars to advise him. Tax cheats, Marxists, Socialists, Communists, domestic terrorists, all without the vetting process of being nominated, questioned by the Senate, and voted on for approval or disapproval. Bye, bye America.
In Massachusetts, a law forced through the state by then Senator Kennedy to make sure a Democrat was appointed by then Governor Romney (a republican) is now trying to be overturned so the now Governor (a democrat) can appoint another Democrat to the Senate for the vacated seat of the deceased Senator Kennedy. Bye, bye America.
In Vermont we have the nut case Senator Leahy. He is pushing for “truth commissions” to look into the Bush administration. Bye, bye America.
Congress has put us on track for a nine trillion dollar deficit. Bye, bye America.
I viewed a clip about a “new” investigation by Attorney General Eric Holder into abuses of detainees by the CIA. News flash to Eric . . . it’s already been one! Bye, bye America.
And of course, something not new, but noteworthy anyway. The printing of the cap and trade bill at three a.m. to be voted the same day. But, hey, what the heck, it was only 1,427 pages. Representative John Conyers did complain about being heckled by his constituents to “read the bill, read the bill.” His response, “We don’t write the bills, the lawyers do.” By the way, cap and  trade will add $.77 to a gallon of gasoline. Bye, bye America.
And let us not forget we have 17 members of Congress under ethics investigations. But wait a minute, they are investigating themselves! Bye, bye America.
Oh yes, there was that matter of $90,000 wrapped in aluminum foil in Representative Jefferson’s freezer in Louisiana. Nothing like having some cold, hard cash on hand, Huh?
And who do we have to blame for all of this? No one but ourselves. What we, the electorate need to do is make a pact with each other. For example, if someone out in, say, Iowa, doesn’t like one of the nine Representatives or two Senators from Indiana they could let us in Indiana know what they don’t like and maybe, just maybe we could vote them out. Or maybe we could do what just happened in Japan, and vote them all out! Maybe we could demand Congress stop writing bills and repealing many of what they have passed. Now there is a novel idea. No more new spending.
Really dear editor, enough is just enough. To be perpetually insulted by the Executive Branch, and Legislative Branch is more than we deserve. Little wonder we are all discouraged.
Dave Cooper,
Ch

Dear Editor:

I recently viewed a clip of Senator Barbara Boxer (D) California dressing down a General Military Officer for addressing her as ma’am during his testimony before her panel, because in her words “I worked hard for this title.” What the senator failed to understand is all military personnel are taught to refer to gentlemen as Sir and ladies as Ma’am. Bye, bye America.